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Member
Posts: 5
Registered: ‎03-29-2007
0

Is your transunion score almost always higher the the other two?

I only paid fot my Transunion score and was pleasantly surprised by the number. Because I don't have access to the other two I was wonding if I should assume that they are higher or lower than TU.
Member
Posts: 6
Registered: ‎03-19-2007
0

My Transunion score is always highest

My Transunion scores have always been the highest of the three.
Experian always seems to be my middle score while Equifax brings up the rear.
Valued Member
Posts: 41
Registered: ‎03-20-2007
0

My Transunion score is about equal to my Experian score,...

My Transunion score is about equal to my Experian score, Equifax takes the lead here, about 140 points higher, not kidding. Trans- 614   Exp- 609  Equi--763
New Member
Posts: 6
Registered: ‎03-30-2007
0

My transunion is the middle score. Exp 658, Trans 672, Eq...

My transunion is the middle score.

Exp 658, Trans 672, Equ 728
Member
Posts: 5
Registered: ‎03-05-2007
0

TUis my lowest EQ highest 100 pts over TU EX Middle

TUis my lowest
EQ highest 100 pts over TU
EX Middle
Regular Contributor
Posts: 252
Registered: ‎03-16-2007
0

My TU's about 30 points higher than EQ or EX right now.

My TU's about 30 points higher than EQ or EX right now.
Regular Contributor
Posts: 165
Registered: ‎03-13-2007
0

Hi bekka,   Don't you love being pleasantly surprised? :...

[ Edited ]
Hi bekka,
 
Don't you love being pleasantly surprised? : )
 
Please do keep in mind that there are so many variables in comparing the scores from the 3 CRAs that you'd have to know exactly what is on the other reports and they would all have to have identical information before comparing would be any kind of realistic indicator.
 
Just to throw another variable in as an example, my TU is mid score on FICO and is also mid score using TrueCredit. TrueCredit can't really be considered an indication of the score lenders will view, but you CAN still use it to track the progress of your credit by providing indication of increase or decrease in points.
 
Denise


Message Edited by SoulSmilen on 03-30-2007 08:52 PM
Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
0

Soul got it right.  If you are using FICO score for all t...

Soul got it right.  If you are using FICO score for all three there are other factors that need to be taken into consideration.  Do all three reports contain the exact same info (reporting dates, balance, number of months reveiwed, inquries, etc..)?  Having more accounts or any particular bureau can be positive or negative.  MY Equifax hstory is ten years longer than any of the other two because some of my earlier credtors only reported to Equifax.
 
If you are trying to compare FICO to a score you're getting from Transunion or Experian, its like comparng applesto oranges.  The other two bureaus use scoring systems on a 950 point scale where FICO uses an 850 point scale. 
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