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Valued Contributor
Posts: 2,374
Registered: ‎03-15-2007
0

Re: How did you do it?



smokinjoe wrote:
I need help desparately





Feel free to PM me if you need specific advice.
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in a credit-scoring postnuclear Stone Age...
Contributor
Posts: 89
Registered: ‎06-09-2007
0

Re: It took me 4 months to increase my Fico score between 71 to..

Don't get your foot stuck in a "bucket" on the way up! 
New Member
Posts: 1
Registered: ‎08-11-2007
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Re: It took me 4 months to increase my Fico score between 71 to..

I need to improve my score but it seems hopeless. I once had good credit an then got divorced. My score is between 550 and 575 between the 3, What can I do to improve it?
Established Contributor
Posts: 858
Registered: ‎06-26-2007
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Re: It took me 4 months to increase my Fico score between 71 to..

Smokin'!!!!!!!!!!!!!!!!!
Frequent Contributor
Posts: 436
Registered: ‎06-15-2007
0

Re: It took me 4 months to increase my Fico score between 71 to..

Get your credit card balances down to 35% utilization. FICO likes this. But, they like it even more if your credit card balance are between 1% and 9% utilization.

YOU CAN DO IT!!!! You are well within the range for 600 scores.

Best,

Cecilia




jcbones wrote:
I need to improve my score but it seems hopeless. I once had good credit an then got divorced. My score is between 550 and 575 between the 3, What can I do to improve it?


New Visitor
Posts: 2
Registered: ‎08-13-2007
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Re: It took me 4 months to increase my Fico score between 71 to..

Regarding your statement: 
"Now I am testing another theory which is the effects of inquiries and new accounts on a fico score both the short and long term effects."
 
All I can say is be careful, my score dived from 671 in Feb to 654 in June because there were 3 inquiries and one new account opened in that period of time. 
 
Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
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Re: It took me 4 months to increase my Fico score between 71 to..

Whoo hoo Lady Fico...... YAY!!!  Brammy is back...lol
Regular Contributor
Posts: 167
Registered: ‎06-18-2007
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Re: It took me 4 months to increase my Fico score between 71 to..

[ Edited ]
Congrats, LadyFico!!:smileyvery-happy::smileyhappy:


Message Edited by honeybrook1 on 09-19-2007 11:19 PM

Starting Score: 718
Current Score: 718
Goal Score: 800


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