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It took me 4 months to increase my Fico score between 71 to..

Valued Contributor

Re: How did you do it?



smokinjoe wrote:
I need help desparately





Feel free to PM me if you need specific advice.
- - - -
in a credit-scoring postnuclear Stone Age...
Message 11 of 18
Contributor

Re: It took me 4 months to increase my Fico score between 71 to..

Don't get your foot stuck in a "bucket" on the way up! 
Message 12 of 18
New Member

Re: It took me 4 months to increase my Fico score between 71 to..

I need to improve my score but it seems hopeless. I once had good credit an then got divorced. My score is between 550 and 575 between the 3, What can I do to improve it?
Message 13 of 18
Established Contributor

Re: It took me 4 months to increase my Fico score between 71 to..

Smokin'!!!!!!!!!!!!!!!!!
Message 14 of 18
Frequent Contributor

Re: It took me 4 months to increase my Fico score between 71 to..

Get your credit card balances down to 35% utilization. FICO likes this. But, they like it even more if your credit card balance are between 1% and 9% utilization.

YOU CAN DO IT!!!! You are well within the range for 600 scores.

Best,

Cecilia




jcbones wrote:
I need to improve my score but it seems hopeless. I once had good credit an then got divorced. My score is between 550 and 575 between the 3, What can I do to improve it?


Message 15 of 18
New Visitor

Re: It took me 4 months to increase my Fico score between 71 to..

Regarding your statement: 
"Now I am testing another theory which is the effects of inquiries and new accounts on a fico score both the short and long term effects."
 
All I can say is be careful, my score dived from 671 in Feb to 654 in June because there were 3 inquiries and one new account opened in that period of time. 
 
Message 16 of 18
Moderator Emeritus

Re: It took me 4 months to increase my Fico score between 71 to..

Whoo hoo Lady Fico...... YAY!!!  Brammy is back...lol
Message 17 of 18
Regular Contributor

Re: It took me 4 months to increase my Fico score between 71 to..

Congrats, LadyFico!!Smiley Very HappySmiley Happy


Message Edited by honeybrook1 on 09-19-2007 11:19 PM

Starting Score: 718
Current Score: 718
Goal Score: 800


Take the FICO Fitness Challenge
Message 18 of 18