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New Member
steve212
Posts: 5
Registered: ‎09-23-2013

Judgment is not reporting as satisfied - Should I update it or just wait?

I have a judgment from 5/2009 that was paid/satisfied within a week of it being entered.  My credit reports show it still as unpaid.  Should I get it updated, or just wait 2.5 years for it to drop off?  

 

I was concerned that if I had it updated my score would drop because the date would be updated?

Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Judgment is not reporting as satisfied - Should I update it or just wait?

It is the plaintiff's attorney resposibility to inform the court it has been paid.  They only have a limited time to do so.

 

I would contact the court clerk and see if they have been notified of its payment and see if they have a satisfaction that has been recorded.  Have them send it to you if they do.

 

If not, you will need to contact the creditor or attorney and let them know it is still showing unpaid.

New Member
steve212
Posts: 5
Registered: ‎09-23-2013

Re: Judgment is not reporting as satisfied - Should I update it or just wait?

Thanks for the quick response.  Yes, when I search the court records website I find the "Satisfaction of Judgment granted per Order" was done on 05/26/2009

 

It still shows as unpaid on my report.  Should I have it updated or leave it as is?

Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Judgment is not reporting as satisfied - Should I update it or just wait?

Your score should not be impacted by it reporting as satisfied. 

 

I would get it updated because an unpaid judgment can hamper you getting any type of credit.

Frequent Contributor
sarkell
Posts: 345
Registered: ‎02-27-2013

Re: Judgment is not reporting as satisfied - Should I update it or just wait?

i had this same issue.  I continued to email the original creditor in my case it was an apartment.  Then I also disputed it.  1 every 6 months until it should as satified which at that time they removed it.  Mine was under the public information side.  I was due to fall off 6 months so I dont know the particular reason it was removed.  I only helped with a 10 pt boost because it was 6 years old.

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New Member
steve212
Posts: 5
Registered: ‎09-23-2013

Re: Judgment is not reporting as satisfied - Should I update it or just wait?

Do you think my score will improve if I get the status upgraded to paid?

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