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Judgment removal

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jodi27
Established Member

Judgment removal

If someone has two public records (judgements) and one is removed after the 7-year reporting period, does the fico score go up at all?   Or do both records have to disappear before a score boost is seen?


Starting Score: 4/10 585
Current Score: June 2013 EQ 744 TU 705 EX 750
Goal Score: 12/13 > 720


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pizzadude
Credit Mentor

Re: Judgment removal


@jodi27 wrote:

If someone has two public records (judgements) and one is removed after the 7-year reporting period, does the fico score go up at all?   Or do both records have to disappear before a score boost is seen?


 

It depends on other factors, such as what else is on your reports ~ but if your reports were otherwise clean, I would expect a larger boost when bost are removed.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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