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Just building my credit

Member

Re: Just building my credit

Good information everyone. What kind of personal loan would you recommend? What company would you go through? Any other recommendations? Thanks!
Message 11 of 13
Moderator Emeritus

Re: Just building my credit

Start with your local bank. Tell them you want a small personal loan to build credit.
Message 12 of 13
Moderator Emeritus

Re: Just building my credit

I know a mix of credit is a fico scoring factor but more importantly history and util gets you the higher score. At this point I don't think a mix is a negative for you and if you don't have or need the debt don't get it. Concentrate on paying on time and your score will grow. You have cc in case you need it. If you have an emergency then consider the installment loan to cover it your credit is good enough to get one should a situation arise.
Message 13 of 13