Not too bad. 
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
I think the walmart score is a TU08. Nice score!
Starting Score: EQ 717 EX 724 TU 736
Your score is insane.
Rebuilding from scratch 6 months ago, and you have a 714 FICO. I would consider yourself extremely one of a kind. I'm gonna guess your history wasn't that bad, and your scores werent THAT low.
I started at 522 TU FICO, 1.5 years ago, when I started my rebuilding process. Had $27,000.00 in collections from 5 major CC banks. Basically decided to stop paying for a 5 year period. 1.5 years later, my FICO (TU) is 645............ (and that's opening 4 new accounts, and paying on time).
You have it easy.
That is a pretty decent score for where you stand...but as for....
@mtrsprt wrote:Your score is insane.
Rebuilding from scratch 6 months ago, and you have a 714 FICO. I would consider yourself extremely one of a kind. I'm gonna guess your history wasn't that bad, and your scores werent THAT low.
I started at 522 TU FICO, 1.5 years ago, when I started my rebuilding process. Had $27,000.00 in collections from 5 major CC banks. Basically decided to stop paying for a 5 year period. 1.5 years later, my FICO (TU) is 645............ (and that's opening 4 new accounts, and paying on time).
You have it easy.
Score isn't everything. You can have an extremely thin file and get up to the 700s. Just because you have a decent score doesn't guarantee an approval for anything if your file is thin.
but to OP, keep up the good work, seems like you're on the right track 