cancel
Showing results for 
Search instead for 
Did you mean: 

Just hit the 850 Mark. HAPPY!!!!!!!!!

Established Member

Just hit the 850 Mark. HAPPY!!!!!!!!!

I just hit the 850 Mark on Equifax even though Length of credit History and Amount of new credit is only rated as Very Good.  WOW.

And imagine I started with a 550 score 5 years ago.

 

 

Message 1 of 12
11 REPLIES
Valued Member

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Wowwwww!!  Congrats to you!!  Credit goals



Seedling till 5/15/19
Message 2 of 12
Super Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congrats to you for achieving high scores.

Message 3 of 12
Super Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Now that is truly awesome Smiley Happy You can be proud to have pulled yourself up by the bootstraps and gone from the Fico 550 to 850 in five years! Unreal! Believe that is fast and note able.
Starting Score: 807
Current Score: 828
Goal Score: 850


Take the myFICO Fitness Challenge
Message 4 of 12
Valued Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

So happy for you!! Now what is there to do? ^_^


EX08 659 EQ08 660 TU08 695 Starting: mid 300'sGoal: 700
Message 5 of 12
Super Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congrats! That is quite a run of improving scores.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727 FICO Simulator 2014: $20k balances = 812 FICO.
March 2017 $20k on $300k 6% util EQ 824 TU 824 EX 815

5 / 24 counting down to 1 Nov 2017... wait I guess it's 18 Dec 2017 to get 4/24
Message 6 of 12
Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congrats!  I know the feeling as I hit 850 about 2 weeks ago.  About a week later it dropped to 848 but it will always fluctuate.  Enjoy.

Message 7 of 12
Highlighted
Established Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congratulations!

Replanted a seedling 5/9/2015.
Message 8 of 12
Established Member

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Congratulations man. I bet that feels like magic.

 

What's all reporting, if I may ask?

Message 9 of 12
Established Contributor

Re: Just hit the 850 Mark. HAPPY!!!!!!!!!

Curious how old is your oldest account and what is average age? I recently reached a personal high of 836 and with no apps on the horizon this year I wonder if this is possible for me. I'm sitting at 8 and 5 right now.
Message 10 of 12