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@Anonymous wrote:Just joined a week ago and get fico score from equifax which I assume is only 1 of 3 real scores why do they use equifax as compared to the others,and should I spend more money to moniter other 2? My original score was 767 now less than a week later I get a score watch alert of 764 and no explanation of why or to find out why.Did joining this and getting my initial report actually hurt my score by showing an inquirey? Very confused and would appreciate anybody that could help educate me on this. I consider myself to have common sense and realize 3 points may not be significant but would still like to know best way to find out why? I did ask a long time banking friend and her response was a 3 point drop is a weird amount to drop without me making any changes with my credit.
@Anonymous wrote:
Just joined a week ago and get fico score from equifax which I assume is only 1 of 3 real scores why do they use equifax as compared to the others,and should I spend more money to moniter other 2? My original score was 767 now less than a week later I get a score watch alert of 764 and no explanation of why or to find out why.Did joining this and getting my initial report actually hurt my score by showing an inquirey? Very confused and would appreciate anybody that could help educate me on this. I consider myself to have common sense and realize 3 points may not be significant but would still like to know best way to find out why? I did ask a long time banking friend and her response was a 3 point drop is a weird amount to drop without me making any changes with my credit.
@RobertEG wrote:
Wow, Wallace! Anything above 760 is top tier! I wish I had your "problems!"Sit back, pop a beer, and forgo the concerns about needing any FICO anti-perspirant!Any lender would salivate over your low risk, and that is, other than ego, the only real value of a FICO score.