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Thats the bad thing is that all I have besides these two credit cards is 2 other collections. One of those will be removed this month, just not sure if it will be in the next two weeks.
soonergirl wrote:
So I really need 10 points for my home loan. I have such a thin credit file that getting this 10 points seems impossible. I thought I would get it when I had my newest collection deleted off, but nope no score change. I can only hope that paying my two credit cards down to 2% utility will help.