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Anderson wrote:yeah, maybe I'll just send them a check for $ 10.43 and see what happens.
Noah_Bodie wrote:If you've got the old account number, be sure to put it in the memo line of the check.I daresay the process at most OCs is to record the account number and amount, then toss the check into the deposit bag. Checks get cashed, regardless. Only later, if they discover an overpayment, will the account get credited and/or will a refund be issued.It's conceivable, if this works, that it could be used to keep old good TLs on your CRs indefinitely, or longer, unless the OC figures out the hustle. Until then, it's likely they'd update the CRAs with a new last reported date.Maybe you get your $10.43 back. Maybe not.
Anderson wrote:Unbelievably I do have the account #. I still have the truck, 15yrs old & running strong, and the release of lien with accnt # is stapled to the title.It is already gone from EQ. Still showing with TU & EX. On EX there is a notation- 'This account is scheduled to continue on record until Dec 2007'. So, do old good TLs fall off after 15yrs?
Noah_Bodie wrote:If you've got the old account number, be sure to put it in the memo line of the check.I daresay the process at most OCs is to record the account number and amount, then toss the check into the deposit bag. Checks get cashed, regardless. Only later, if they discover an overpayment, will the account get credited and/or will a refund be issued.It's conceivable, if this works, that it could be used to keep old good TLs on your CRs indefinitely, or longer, unless the OC figures out the hustle. Until then, it's likely they'd update the CRAs with a new last reported date.Maybe you get your $10.43 back. Maybe not.
Message Edited by Anderson on 07-23-2007 08:10 PM
Timothy wrote:10 years from last activity on positive accounts.Going to work on this my self - my oldest accounts would drop next year....
r92503lind wrote:
What about disputing the account?
Anderson wrote:do old good TLs fall off after 15yrs?