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Actually, any closed positive TL reporting helps your scores, just as open positive ones do. I can't think of anything you can do to prevent it from falling off though. Maybe you can ask the lender to keep reporting it but it would be a long shot!
Anderson wrote:We all want the baddies to disappear but what about the golden TLs on our CRs?Can't have our cake & eat it too, can we?I have a very good account, an auto loan for $20k, no lates, that will age off my report in a few months.Due to it's age I guess it doesn't contribute much to my score (?), but I sure like seeing it on my CR.So, is there any way of keeping it alive?Thanks-
Message Edited by Anderson on 07-21-2007 07:37 PM
fused111 wrote:Actually, any closed positive TL reporting helps your scores, just as open positive ones do. I can't think of anything you can do to prevent it from falling off though. Maybe you can ask the lender to keep reporting it but it would be a long shot!
Anderson wrote:Aha! a GW in reverse? Thoughts anyone?Hmmm! Well it's a novel idea. I'll see if I can dig up something and get back with you.fused111 wrote:Actually, any closed positive TL reporting helps your scores, just as open positive ones do. I can't think of anything you can do to prevent it from falling off though. Maybe you can ask the lender to keep reporting it but it would be a long shot!
FICO_Focused wrote:Not much you can do here.. But if you have other TLs with similar Hx you shouldn't take a hit.Rob
Give em money, good idea! Problem is, they will be labeled as a consumer prostitute like me!
barderspond wrote:Well, how's this for an absurd thought?:Send them a small payment and see if they update the date of last activity. I highly doubt it, but I'd be curiuos to see what they do. OR the reverse GW letter might work, though I doubt it.I'm betting they don't even had it in your system anymore.
fused111 wrote:Give em money, good idea! Problem is, they will be labeled as a consumer whore like me!
Noah_Bodie wrote:fused111 wrote:Give em money, good idea! Problem is, they will be labeled as a consumer whore like me!Call it a Brittany (Spears). Ooops, I did it again. Musta been the word consumer that made me think of her.