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Knockin on 800!

Established Member

Knockin on 800!

When I first signed up with MyFico in September my fico score was 702.  After reading all the posts and help from Tuscany's posts I am now knocking on 800.  My score is 796!   How did I do it, my first mistake was to think that no debt is good, duh, wrong.  I had a zero balance and a score of 702.  So I charged a little bit and my score keep jumping, then I got some lates off my report and "Bam" more points.I guess you do need a little debt to have a high score.  I am really careful about having my report run for any kind of cc.  I am now looking into buying a used car.   800 would be nice, but at my score, I can enjoy the same privileges as a 800er. 
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2 REPLIES
Moderator Emeritus

Re: Knockin on 800!

Super!

Please share your success in the "Success Stories" thread!

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=27512
Message 2 of 3
Super Contributor

Re: Knockin on 800!

Congrats
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 3 of 3