05-02-2007 06:19 PM - edited 05-02-2007 06:24 PM
05-05-2007 05:41 PM
05-07-2007 06:21 PM
05-08-2007 04:13 AM
Yes. IMO, 1-9% util is ideal.
Thank you for your anwser. So under 10% is better than under 30%? And keeping some balance is good idea, since I have $0 balance last 3 months and TU stoped reporting. It's also funny how they update almost instantly when you are late, but my C1 card stil reports what was charged in Jan, even tough I have paid balance in Feb.
05-11-2007 07:59 AM
cinoeye wrote:Is it to late to charge CC now.I'm shoping for a house at the begining of next month?Should I charge it now, and week before I go ask for an update of my limits?
05-11-2007 11:15 AM
05-11-2007 04:05 PM
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.