Large judgement finally removed no score change

[newstart13]

I just had a large judgement completely removed and my score didn't go up one point??  It had been there about four years so I didn't expect a huge increase but hoped for at least 10-15 point jump.

[pizzadude]

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@newstart13 wrote:

I just had a large judgement completely removed and my score didn't go up one point??  It had been there about four years so I didn't expect a huge increase but hoped for at least 10-15 point jump.

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If you have several major derogatory items on your reports it may not do much to your FICO score when one of them is removed.

[newstart13]

There are no other major derogatories. Only two accounts with 30 day lates over six years old and one with 30 day two years old. Very low utilization.  I really hoped for even a small jump?

[pizzadude]

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@newstart13 wrote:

There are no other major derogatories. Only two accounts with 30 day lates over six years old and one with 30 day two years old. Very low utilization.  I really hoped for even a small jump?

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Hmmm.  What is your score and where did you obtain your scores? 

[newstart13]

706 before it was removed. Source is usaa credit monitoring and experian.com

[pizzadude]

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@newstart13 wrote:
706 before it was removed. Source is usaa credit monitoring and experian.com

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Neither of these is a FICO score so ignore them.  They frequently don't behave in the same way as FICO scores.

[newstart13]

I also just checked myfico score and they are almost identical to the ones on usaa

[pizzadude]

What are the scoring reasons listed from your MyFICO report?

[Anonymous]

Your true FICO scores may have been lower than your FAKOs before this fell off. So there may have been a bump that you didn't see if you checked your FICO after the fact.