Reply
Regular Contributor
Posts: 176
Registered: ‎02-08-2010
0

Last negative items removed Experian

 

A year ago I had repaired 16 of 19 defaulted school loans through transunion and my score jumped to 724  no other defaults on the report. 

 

On experian I had to wait until they aged in August this year all 19 were negative in April 2013 and my score from home loan application was 685 but I noticed that they removed them early and removed an old collection too. This must of happened between April and now because I don't watch Experian report. I know we can't get the scores unless we apply for mortgage etc..

 

But I was really curious since I've rebuilt my credit tremendously since 2008 and transunion shows it even with negatives on it. I have a mix of mortgage, auto loans, credit cards etc..

 

What I'm wondering is will Experian be in 700's when they pull the updated report on Monday?

I'm wondering how long does the score take to bounce once the last negative items get removed? 

Regular Contributor
Posts: 176
Registered: ‎02-08-2010
0

Re: Last negative items removed Experian

Well I just realized we are able to purchase Experian scores for $20 and I made the purchase it charged my credit card and then told me I need to call customer service on a Sunday. The whole reason to purchase today is just that to know my score today.

 

Refund maybe?

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.