I'm helping my friend rebuild her credit... In the past she was late on two credit cards and a mortgage 16 times back in 2009-2010. The account are current and since then have been on time....my question is that will each late payment fall of individually after seven year or all fall off together on each account after seven year?
Her credit is all in the mid to high 600's fico scores... She's trying to get a good rate on her mortgage ....
Thank you
