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Calamity wrote:Lates always help your scores!
I wish I could say it looks like a typo!
Noah_Bodie wrote:
Calamity wrote:Lates always help your scores!I beg your pardon?
@fused111 wrote:
I wish I could say it looks like a typo!
I suspect it is a display error with the new report format. Assuming that is the case, your scores shouldn't be affected.
Quest76 wrote:
Hi Tuscani,Just following up:In my email dated 7/6/07 @ 9:25am I explained how Fair Isaac added those recent dates of being 90 days late on the myFICO Experian report (whereas Experian directly does not show those recent dates).In your email dated 7/6/07 @ 1:23pm you mentioned that Fair Isaac cannot add information, but that you were going to look into this.Just checking to see if you've gotten any feedback about this? Thanks Tuscani.
@Anonymous wrote:
@fused111 wrote:
I wish I could say it looks like a typo!
It is a typo: e-l-p should have been u-r-t. Only three letters mistyped. Very common mistake ...
If you pay off a chargeoff in its entirety will this help your credit score?
@Anonymous wrote:If you pay off a chargeoff in its entirety will this help your credit score?
Likely no, but it depends on a couple of factors. For example, if it were a CC and that CO'd CC factored into CC utilization in a negative way, then paying it off could help your utilization and that alone can help your FICO. Conversely, if it were a CO'd CC and maybe it was CO'd because someone forgot about an annual fee, and that CC helped your util, then paying it off would increase your overall util and that can hurt your score. Another factor is the status. If it were just CO'd with no payments and had an active status of a CO, then paying it off would change the status to "was a CO" and some have seen slight improvements. It depends on when it reported last. If it were an older CO, then likely no change. If it just CO'd this month and was paid, then there might be room for a score improvement when it updates next.