I agree that they wont affect your score. However, such inclusion in your CR is still a clear violation of FCRA 605(a). It is improperly being provided to others upon manual review of your CR.
Section 605(a) states that:
"no consumer reporting agency may make any consumer report containing any of the following items of information....."
The exclusion is not based upon whether it is included by third parties when producing a credit score.
Monthly delinquecies are included under subsection (5), and thus any consumer report that contains any reference to that item after more than 7 years from the date of the delinquency is a violation of section 605(a)(5).
I am sure that it is an unintentional violation, as purging a consumer report of any and all reference to an excluded adverse item is difficult. They could remain simply due to reference under a prior status code.
I would not dispute the continued inclusion, as it is not an inaccuracy in credit reporting by the creditor, but rather a failure of the CRA to properly sanitize their reports.
Just send the CRA a letter asking them to correct their inaccuracy of CR inclusion of an item excluded under the provision of section 605(a)(5).
