@EW800 wrote:
@NRB525 wrote:
Any one of the above four situations/occurences needs to allow a couple of months (cycles of that card reporting again) for the scores to stabilize, because getting to each situation is a form of shock to the calculation, that may not be fully recalculated the same day.
Thanks everyone for the comments and thoughts.
To confirm, it sounds like I likely will not get all the pooints back as soon as one account reports again, correct? It may take a couple or few months for my profile/scores to stabalize once again?
I think I learned my lesson. I will have two accounts report a balance before I ever allow zero accounts to report a balance.
Hope to recover from this score-wise ASAP!
Thanks again to everyone!
Could be a bit but at least in my experience for recently used accounts I never saw a delay when I had a balance increase / decrease, and haven't heard of one from the all $0's penalty. Wait for a balance to report and see, I wouldn't stress over it though this is a simple one to fix.