03-18-2013 07:32 PM
I checked my FICO score in Feb 2013, and then checked it again in Mar 2013. My score went up 7 points, however, the length of credit history went from being in the green to being in the negative factors. I don't see how that's possible. The length is showing the same amount of time, 12yrs1mo and 12yrs2mo, respectively, so a change in length is not responsible. When I look at the explanation it says something to the effect that "the top 1% of FICO top performers have an average length of 14 yrs." Obviously, I am not a top performer, but last month it showed me as green and now it's red. I'm confused! Anyone else experienced this and have an answer to why the analyzation tool is inconsistent?
03-18-2013 07:52 PM