So I wandered through the search for inquires, and now i am more confused than i was before. exactly how do they count? how much do they affect your credit? what happens when the inquires are for utilities like telephone, cable, etc.? what happens if a lender pulls your credit report twice within a couple days? in this case does some 2 week rule apply?
here are my inq from EQ:
July 27, 2007 Timewarner July 26, 2007 Timewarner July 17, 2007 Saferent May 29, 2007 Nmac May 28, 2007 Captnissan January 23, 2007 Citi
so i've get two from time warner for my digi cable install, two from nissan for my car loan, one from safe rent for my apartment rental, and one from a CC app with Citi.
how is this read? 6 inquiries? 4 inquiries?
do you think that timewarner or nissan might take one of these off or change it to a soft inq? how would i go about doing this?
____________________ FICOs: (as of 12-10-08): EX 759 | (as of 01-24-10): EQ 794 TU 756 EX ? | (as of 3-17-11): EQ 794 TU 790 EX ?
Until Chase lowers my ridiculously high APR they can kiss my patootie! Their card has been retired to the sockdrawer.