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Let's track TU98, TU04 and TU08 differences

Established Contributor

Re: Let's track TU98, TU04 and TU08 differences

What does Experian gain from making their score no longer available through FICO or through any other means?  I'm not sure.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 21 of 25
Established Member

Re: Let's track TU98, TU04 and TU08 differences

I just got my lender scores.  MyFico TU98 was 757 and my TU04 (Lender pull) was 729.  Very disappointing.

Message 22 of 25
Valued Contributor

Re: Let's track TU98, TU04 and TU08 differences

I don't think this data collection will prove to be useful but:

 

TU98=710

TU08=756

 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 23 of 25
Senior Contributor

Re: Let's track TU98, TU04 and TU08 differences

Same exact data. Exact. TU 08 799. Negative reason no installments.  TU 98 794. Negative reason too many accounts with balances. 3 out of 6.

Message 24 of 25
Highlighted
Member

Re: Let's track TU98, TU04 and TU08 differences

My walmart TU08 is 642

MyFico TU98 is 661

 

EDIT (Little old. Didnt look at the date. Sorry)


Starting Score: 631
Current Score: 661
Goal Score: 720


Take the myFICO Fitness Challenge
Message 25 of 25