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Established Contributor
Posts: 650
Registered: ‎03-01-2012

Re: Let's track TU98, TU04 and TU08 differences

What does Experian gain from making their score no longer available through FICO or through any other means?  I'm not sure.

My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Established Member
Posts: 17
Registered: ‎09-30-2011

Re: Let's track TU98, TU04 and TU08 differences

I just got my lender scores.  MyFico TU98 was 757 and my TU04 (Lender pull) was 729.  Very disappointing.

Valued Contributor
Posts: 1,107
Registered: ‎02-15-2012

Re: Let's track TU98, TU04 and TU08 differences

I don't think this data collection will prove to be useful but:





Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007

Re: Let's track TU98, TU04 and TU08 differences

Same exact data. Exact. TU 08 799. Negative reason no installments.  TU 98 794. Negative reason too many accounts with balances. 3 out of 6.

Posts: 14
Registered: ‎01-08-2013

Re: Let's track TU98, TU04 and TU08 differences

[ Edited ]

My walmart TU08 is 642

MyFico TU98 is 661


EDIT (Little old. Didnt look at the date. Sorry)

Starting Score: 631
Current Score: 661
Goal Score: 720

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