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@haulingthescoreup wrote:
You'll get that initial ding for an account waking up from a coma, but it will be gone the next month.
DH only has two open CC's, so sometimes he's dinged for nothing reporting, and then when something finally does report, he's dinged for that instead.
He's in the low 800's, and he typically loses around 12 points when one reports. I lose maybe 4 or 5 when one sneaks in.
hauling - you get dinged for 1 small balance and get a better score with all zeros? Wow, I've never had that happen. I always get a small boost if I let 1 small balance report.
@Anonymous wrote:
@haulingthescoreup wrote:
You'll get that initial ding for an account waking up from a coma, but it will be gone the next month.
DH only has two open CC's, so sometimes he's dinged for nothing reporting, and then when something finally does report, he's dinged for that instead.
He's in the low 800's, and he typically loses around 12 points when one reports. I lose maybe 4 or 5 when one sneaks in.hauling - you get dinged for 1 small balance and get a better score with all zeros? Wow, I've never had that happen. I always get a small boost if I let 1 small balance report.
I think Hauling means previously "inactive" cards.
smallfry wrote:
@Anonymous wrote:
@haulingthescoreup wrote:
You'll get that initial ding for an account waking up from a coma, but it will be gone the next month.
DH only has two open CC's, so sometimes he's dinged for nothing reporting, and then when something finally does report, he's dinged for that instead.
He's in the low 800's, and he typically loses around 12 points when one reports. I lose maybe 4 or 5 when one sneaks in.hauling - you get dinged for 1 small balance and get a better score with all zeros? Wow, I've never had that happen. I always get a small boost if I let 1 small balance report.
I think Hauling means previously "inactive" cards.