cancel
Showing results for 
Search instead for 
Did you mean: 

Looking for advise

tag
Anonymous
Not applicable

Looking for advise

My fico experian score is 15-20 points behind equifax and trans unions scores. The problem I believe is an old car loan. My bank reported my loan to equifax and trans union but not experian. A call to the bank was fruitless, as well  as a call to experian. Any advise would be helpful.

Message 1 of 4
3 REPLIES 3
kjm79
Valued Contributor

Re: Looking for advise

Not all Lenders report to all bureaus. There's nothing really you can do about it. Sorry! 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 2 of 4
silkysean
Regular Contributor

Re: Looking for advise

Nothing can be done if they only report to 2 instead of 3.Some only report to one.No law that says they must report to all 3 it's up to them.Only  big major banks and lenders report to all 3 and again they don't have they choose too !

Message 3 of 4
RonM21
Valued Contributor

Re: Looking for advise

Unfortunately, the above posters are correct. They don't have to report to the agency. Not much you can do, outside of calling them and trying your luck. 



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.