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My fico experian score is 15-20 points behind equifax and trans unions scores. The problem I believe is an old car loan. My bank reported my loan to equifax and trans union but not experian. A call to the bank was fruitless, as well as a call to experian. Any advise would be helpful.
Not all Lenders report to all bureaus. There's nothing really you can do about it. Sorry!
Nothing can be done if they only report to 2 instead of 3.Some only report to one.No law that says they must report to all 3 it's up to them.Only big major banks and lenders report to all 3 and again they don't have they choose too !
Unfortunately, the above posters are correct. They don't have to report to the agency. Not much you can do, outside of calling them and trying your luck.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |