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Lose the one and only collection; gain 102 points!!!

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MidnightVoice
Super Contributor

Re: Lose the one and only collection; gain 102 points!!!



@haulingthescoreup wrote:

@MidnightVoice wrote:
I bet DH does not understand what you did Smiley Very Happy


I tried to explain it with a metaphor about NASCAR restrictor plate racing, and how all the drivers are slowed down by them (whatever the heck they are), but the really good drivers are really slowed down, and when they get to a non-restrictor plate track, the speed of the excellent drivers really zooms up (I was badly floundering at this point), and he fell asleep. Can't say that I blame him. Smiley Tongue

MV understands that about as much as your DH understands credit scores  Smiley Sad
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 11 of 13
haulingthescoreup
Moderator Emerita

Re: Lose the one and only collection; gain 102 points!!!

TransUnion has now deleted the collection:

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Happy Mother's Day, everyone! Smiley Happy


edit to add:I meant to post that all three of DH's reports now include this gem on screen 2:
What’s hurting your FICO® score
Because your FICO® score is exceptionally high, there are no actionable negative factors present with your score. Continue to manage your credit as you currently are doing to maintain your very high FICO® score.

There are no negative reasons significantly affecting your FICO® Score.
The scales on EQ and TU are sitting on the ground on the positive side --very funny (ha-ha) looking.

I have mooched the last sentence as my own long-term goal! Smiley Happy

Message Edited by haulingthescoreup on 05-11-2008 08:19 AM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 12 of 13
Scamp
Valued Contributor

Re: Lose the one and only collection; gain 102 points!!!

WOW!!
 
What a great Mom's Day prezzie from TU!  Smiley Very Happy
 
Woohoo, HTSU!!!
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Message 13 of 13
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