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MYFICO is not providing actual FICO scores for Experian and Trans Union

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crunching_numbers
Valued Contributor

Re: MYFICO is not providing actual FICO scores for Experian and Trans Union


@Shogun wrote:

@sghosh5 wrote:

BofA, AMEX pulled scores on the same day i got scores from MyFICO and they all matched. Major lenders are using EX 08 model.


I knew AMEX was, didn't know BofA was yet.  But like I said, it's gaining ground.

 

The TU98 really needs updated though.  I'm sure they're aware of this, hopefully they're working on it.


I confirm that B of A pulled the EX08 for me on June 7, 2013. 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 11 of 12
newbiewife
Regular Contributor

Re: MYFICO is not providing actual FICO scores for Experian and Trans Union

Hi just a quick question, what do I need to buy so I can check and monitor my 3 credit score?
Heart trying to reach 800! Heart
Gardening till 12/14 Smiley Tongue
Message 12 of 12
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