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MYFICO is not providing actual FICO scores for Experian and Trans Union

Valued Contributor

Re: MYFICO is not providing actual FICO scores for Experian and Trans Union


Shogun wrote:

sghosh5 wrote:

BofA, AMEX pulled scores on the same day i got scores from MyFICO and they all matched. Major lenders are using EX 08 model.


I knew AMEX was, didn't know BofA was yet.  But like I said, it's gaining ground.

 

The TU98 really needs updated though.  I'm sure they're aware of this, hopefully they're working on it.


I confirm that B of A pulled the EX08 for me on June 7, 2013. 


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
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Regular Contributor

Re: MYFICO is not providing actual FICO scores for Experian and Trans Union

Hi just a quick question, what do I need to buy so I can check and monitor my 3 credit score?
Heart trying to reach 800! Heart
Gardening till 12/14 Smiley Tongue