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Major Drop

New Member

Major Drop

I just purchased the my fico product on April 11th. Since then my score has droped close to 40 points with NO changes on my report!! What to do????? Why did this happen???
Message 1 of 4
3 REPLIES
Valued Contributor

Re: Major Drop

Did anything get DELETED from your credit report, like an old positive tradeline?

Did your utilization increase--did you charge anything on your credit cards?
- - - -
in a credit-scoring postnuclear Stone Age...
Message 2 of 4
New Member

Re: Major Drop

There are no changes between the two reports...
Message 3 of 4
Regular Contributor

Re: Major Drop

You're missing something. There has to be a change in something for that big of a difference assuming you're comparing two scores from myfico from the same bureau. Balance, inquiries, last activity dates on negative items, etc.
 
Unfortunately it's not as easy to come up with something like "unplug the device, make sure the connection isn't dusty, and plug it back in" (a polite way of saying "check that the device is plugged in" but asking this way actually leads to the person doing as requested, rather than just thinking he/she isn't stupid enough to do something like this) for credit reports.


Message Edited by okrogius on 04-22-2007 12:01 AM
Message 4 of 4