I feel silly for asking this but I am still confused on the Fico 08 update. Are TU and EX going to change too or just Equifax? Thanks!
Starting Score: 3/2014 - TU FICO 566, EQ FICO 569, EX FICO 563
Ok...that's what I figured. I got the email last week from Scorewatch about the Equifax update. My TU didn't change....until I pulled it today after a CO was deleted. I was thinking...man...what a hit for a gone CO! 29 points. lol. Guess TU updated too.
Thanks!
Can anyone tell me where and if we can get the old scores from? I've read so many different things it's making my head spin!
@tld1104 wrote:Can anyone tell me where and if we can get the old scores from? I've read so many different things it's making my head spin!
You can get eq04 from dcu or Equifax site ,not sure about ex and TU
Thank you!
to be clear i meant if you are member of DCU you can get eq 04 fico .
@rom828 wrote:I'm confused about the change, also. DH received upgrade email and got a 40 point bump to 740. I havent received an email although I've been Scorewatch subscriber since 2005 (DH 2007). Will everyone one be upgraded or is there some criteria being used to dtermine who upgrades?Of course, I'm hoping an upgrade doesnt mean a lowering of my current score, but I think I understand that it doesnt matter what happens with any change the 08 edition causes if lenders are going to be pulling 04. From the various threads I've read, sounds like only the '08 version is going to be available on MyFico so I would think all Scorewatch subscribers would be upgraded, but since I havent received upgrade notice, I'm confused..
I think i read somewhere they are in process of upgraing everybody to eq08 who subscribes to SW this summer. You can ask to be upgrade to EQ08 if you want by calling in. You can also get eq04 from equifax directly thru their site or if you are member of DCU. That way you will have access to both eq 04 and 08 , it will be at an price but at least you will have access to it.