When getting a home loan I've heard that lenders go by your Mid FICO. My scores are TU 577 EQ 643 and EX 655. So, even though my TU is completely trashed, all he's going to care about is that my mid FICO is 643, right?
One more question, is it true that a mid FICO above 620 pretty much qualifies a person for the lowest rate? I've heard that, but myFICO shows rates going down all the way to 720. What additional hoops do you have to jump through to ge the best rate with a 643 mid-FICO?