Good morning,
Recently, disputed delinquency history with B of A and Chase. B of A sold loan to Chase. My last payment was in 2008, but CR reports payment history through 2009. Date of late delinquency is still not correct.
Today, CR on the Equifax site shows the tradelines were updated on 1/8/15. Equifax Fico 04 score dropped from 647 to 596. AGHH! To my knowledge, I have not been in the 500 range since 2012. I am hoping this is temporary, and not that I am being punished for disputing.
Just needed to vent. Have a great day. I am out to have fun at the Riverside Home and Garden Show.
Whoops...math error. Score dropped 47 points.