@ap84 wrote:What scoring model do most mortgage companies use? In addition, is there anywhere that I can purchase the score. I just purchased my Equifax score from their website. Would this score be accurate?
If you purchased the Equifax Score Power product, that is the gold standard for mortgage scoring purposes currently.
If you picked up their other Credit Score or whatever they're now calling it, that's junk unfortunately, and go snag their Score Power one.
For the 99% of mortgages:
Equifax Beacon 5.0
Transunion Risk Score, Classic 04
Experian Risk Model v2
