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Mortgage refinance

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Mortgage refinance

I have recently refinanced my home mortgage that was just in my name, into my wifes name only. How will this effect my score? I had the mortgage for a little less then 2 years, have had no late payments and have a score over 700.
 
 
Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: Mortgage refinance



ashe wrote:
I have recently refinanced my home mortgage that was just in my name, into my wifes name only. How will this effect my score? I had the mortgage for a little less then 2 years, have had no late payments and have a score over 700.
 
 


 
I really shouldn't hurt the score ecept for now you may not have any installement loans open you do have a mortgage on your histry though

Message 2 of 4
Moderator Emeritus

Re: Mortgage refinance

Curious as to why you did this are you trying to make your util look lower?
Message 3 of 4
Established Member

Re: Mortgage refinance

Does that work? You just gave me a couple of ideas!
Message 4 of 4