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Multiple accts with "0" bal, marked "paid" remain "open" on Equifax

Established Contributor

Multiple accts with "0" bal, marked "paid" remain "open" on Equifax

after reviewing my True Credit report I noticed my student loans (13) that were consolidated 18 months ago are still listed as "open", but with a ZERO balance and "paid".
 
would it be to my advantage to dispute the status as "closed" but leave the rest of the TL.  or have them removed completely?
 
The 13 separate loans are listed correctly as (2) that reflects the consolidation. But should I have the others corrected?
 
Thanks
Message 1 of 4
3 REPLIES
Moderator Emeritus

Multiple accts with "0" bal, marked "paid" remain "open" on Equifax

Do the accounts show up as negative? If not, leave them.
Message 2 of 4
Established Contributor

Re: Multiple accts "0" bal, marked "paid" remain "open" on Equifax

No they do not show up on the Potentially Negative Information.  however, it incorectly shows 13 more "Open" accounts.  on the total account summary.  do you think this might be a problem?
Message 3 of 4
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Moderator Emeritus

Re: Multiple accts "0" bal, marked "paid" remain "open" on Equifax



mymy wrote:
No they do not show up on the Potentially Negative Information.  however, it incorectly shows 13 more "Open" accounts.  on the total account summary.  do you think this might be a problem?



I wouldn't worry about it.
Message 4 of 4