07-27-2013 02:45 PM
Okay, so I decided today that I would pull my FICO Experian and My FICO Transunion scores and compare them with the Experian and Transunion scores.
MyFico Transunion- 689
MyFico Equifax- 693 (20 pt increase today, yay)
And as I understand, the basic sites are only "educational scores"-FAKO? , and the MyFICO scores are my real FICO scores, or the ones lenders will use. So today I canceled the Experian account and the customer service rep did his best (being his job) to convince me to keep it, saying that scoring models are different (obviously) and that this was such a great account to have, and while that may be, I'd rather pay $20 for my real scores than $15 for educational scores. He even said he'd cut my bill down to $7 a month (probably should have taken the deal). I'm going to cancel Transunion next week.
07-27-2013 06:35 PM - edited 07-27-2013 06:37 PM
07-27-2013 06:38 PM
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