Monitor Credit & Identity
Get a Home Loan
Get a Credit Card
Get an Auto Loan
Credit Score Basics
Find Savings & Credit Cards
FICO® Ultimate 3B
3-Bureau FICO® Scores, Credit & Identity Monitoring
FICO® Essentials 1B
1-Bureau FICO® Scores & Credit Monitoring
FICO® Score 3B Report
3-Bureau Credit Report & FICO® Scores
FICO® Score 1B Report
1-Bureau Credit Report & FICO® Scores
My FICO score from myfico dot com was 25 points lower (listed as from equifax), when compared to my "equifax credit score" (pulled at same time), have other seen this level of divergence, or is something wrong? What score will a mortgage lender see?
Your score from here is a real FICO score and the same one used by almost all lenders. It is a Beacon 5.0. There is a newer version out, Beacon 9.0 but most do not use it.
The score you got at equifax is not a real FICO. It is a FAKO and is their own score.
There is hardly ever similarities between the 2. Two totally different algorithms are used.