There are several FICO auto scores that could come into play. Additionally, it's possible that a lender could use something other than an auto score.
The good news is that you get to shop for your loan. Different lenders will pull different scores. Or if you opt to finance through a dealer, it'll check with many lenders. It's highly unlikely that all these lenders would be using the same score.
In other words, you're not stuck if one score isn't as good as another.
