LEBR4113 wrote:YooHoo!!!!!!!!!!!! Good news for me! I got my letter from the state giving me Innocent Spouse status. They are calling off the collectors and removing the lein. Now I just have to do something about the judgements. I will keep you posted on how it effects my FICO
There is no way to say for sure. But be sure to let us know the end result.
LEBR4113 wrote:Just an update for you. The state is removing the judgments and the lien. I am not sure what effects that will have on my FICO. Anyone have any knowledge how much a judgment/Lien can impact your actual score? These are not the only ones I have (I will have 2 or 3 older ones that I could not do anything about, but they are satisfied) so will taking off these three have any impact on improving my score?Also, satisfying the one collection above has not made any changes to my FICO scores.