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My Score Went Up 1 Point .... ONE (wtf)

Established Member

My Score Went Up 1 Point .... ONE (wtf)

I just got a scorewatch update and my FICO score went up one point.
 
One.
 
What the hell is that?
 
One measly point?
 
Shouldn't these things be going up or down in incriments of five or something?
 
What's the point of going up one little point?
 
I don't understand this scoring system.
 
and they don't even explain why.
Message 1 of 9
8 REPLIES
Super Contributor

Re: My Score Went Up 1 Point .... ONE (wtf)



typist wrote:
 
What's the point of going up one little point?
 
I don't understand this scoring system.
 
and they don't even explain why.



It is run by a compter.  Enough said?  Smiley Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 2 of 9
Established Member

Re: My Score Went Up 1 Point .... ONE (wtf)

are you serious?  a computer?
 
I better get some good hacker friends then.  Smiley Wink
Message 3 of 9
Moderator Emeritus

Re: My Score Went Up 1 Point .... ONE (wtf)

And remember:
"Understanding FICO® Scoring" is an Oxymoron.
Message 4 of 9
Valued Member

Re: My Score Went Up 1 Point .... ONE (wtf)

That's OK, I just got an Alert today...
 
The balance on one of your accounts has increased by 1600%
 
Oh my goodness!!!! 
 
Uhm, well I guess it's not really all that bad:
New balance:  $17.
 
 
Message 5 of 9
Senior Contributor

Re: My Score Went Up 1 Point .... ONE (wtf)

I would love 1 more point. You have no idea what I go through for just 1 point these days. lol. Possibly your average age went up 6 months to 1 more year. Smiley Happy
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Message 6 of 9
Valued Contributor

Re: My Score Went Up 1 Point .... ONE (wtf)

LOL
 
Message 7 of 9
Senior Contributor

Re: My Score Went Up 1 Point .... ONE (wtf)

I'm scared to pull my CR's, with all the craziness I've pulled in the past 10 days. LOL Smiley Happy
"Never ever, ever be late. Never" (FUTR)
Message 8 of 9
Super Contributor

Re: My Score Went Up 1 Point .... ONE (wtf)

I got a 2 point rise today, the same day as a change in my EQ report.
 
This jump in your FICO® score happened on the same day as a change on your Equifax Credit Report™ which triggered an alert. It's likely that the change in your credit report caused your score to go up"
 
The alert said:
 
"The name in your credit file has changed "
 
"The names listed on your credit report have no effect on your FICO score"
 
 
Hmmmm
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 9 of 9