Reply
Established Member
typist
Posts: 36
Registered: ‎09-11-2007

My Score Went Up 1 Point .... ONE (wtf)

I just got a scorewatch update and my FICO score went up one point.
 
One.
 
What the hell is that?
 
One measly point?
 
Shouldn't these things be going up or down in incriments of five or something?
 
What's the point of going up one little point?
 
I don't understand this scoring system.
 
and they don't even explain why.
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: My Score Went Up 1 Point .... ONE (wtf)



typist wrote:
 
What's the point of going up one little point?
 
I don't understand this scoring system.
 
and they don't even explain why.



It is run by a compter.  Enough said?  :smileyhappy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Member
typist
Posts: 36
Registered: ‎09-11-2007

Re: My Score Went Up 1 Point .... ONE (wtf)

are you serious?  a computer?
 
I better get some good hacker friends then.  :smileywink:
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007

Re: My Score Went Up 1 Point .... ONE (wtf)

And remember:
"Understanding FICO® Scoring" is an Oxymoron.
Valued Member
smlala
Posts: 32
Registered: ‎09-04-2007

Re: My Score Went Up 1 Point .... ONE (wtf)

That's OK, I just got an Alert today...
 
The balance on one of your accounts has increased by 1600%
 
Oh my goodness!!!! 
 
Uhm, well I guess it's not really all that bad:
New balance:  $17.
 
 
Senior Contributor
ilovepizza
Posts: 3,071
Registered: ‎05-17-2007

Re: My Score Went Up 1 Point .... ONE (wtf)

I would love 1 more point. You have no idea what I go through for just 1 point these days. lol. Possibly your average age went up 6 months to 1 more year. :smileyhappy:
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Valued Contributor
casinoannie97
Posts: 1,989
Registered: ‎08-17-2007

Re: My Score Went Up 1 Point .... ONE (wtf)

LOL
 
Senior Contributor
Sylviatob
Posts: 4,596
Registered: ‎09-14-2007

Re: My Score Went Up 1 Point .... ONE (wtf)

I'm scared to pull my CR's, with all the craziness I've pulled in the past 10 days. LOL :smileyhappy:
"Never ever, ever be late. Never" (FUTR)
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: My Score Went Up 1 Point .... ONE (wtf)

I got a 2 point rise today, the same day as a change in my EQ report.
 
This jump in your FICO® score happened on the same day as a change on your Equifax Credit Report™ which triggered an alert. It's likely that the change in your credit report caused your score to go up"
 
The alert said:
 
"The name in your credit file has changed "
 
"The names listed on your credit report have no effect on your FICO score"
 
 
Hmmmm
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+