I updated my 3 credit reports from the TU Vantage site and noticed my TU and EQ scores shot up this month (i update it every 1st of the month)...their model is 500-990 of course...previous scores were TU-721, EX-713, EQ-701...when i purchased my scores and reports : TU-762, EX-733, EQ-779!!!! I know its Vantage score model but i am stocked! Thanks for the forums here and its members, i am on my way up to total primeland!!!! thank you all for the advice and input!!!