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Registered: ‎02-11-2012
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Re: My fico and Equifax score dropped by 10 points

Eleven points are about normala if you have other recent transactions. The damage will be minimized/recovered in six to twelve months. YMMV dependent on your other items in your profile. That's about what I dropped last spring after a new car loan.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience

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