Look at all your alerts in the timeframe before and up to the drop on EQ....it's an aggregate of things that will make it change, from what I've been watching...there's a sweet spot with accounts reporting balances across the board...for me at my scores I have 7 reporting a balance at 5% total utilization. No single card with a balance is over 30% the highest is 26% with a reported balance of $529...Don't worry about the drop for balances changes, if there's no new accounts reporting, no installment loan balance changes it will be so hard to pinpoint if just the balance change caused your drop or a total of several things. I track mines so tough with spreadsheets, CK, credit.com and myFico, it will drive you crazy if you read too much into it, but if you want to, you need to be monitoring from fresh reports to see everything. Try looking at my.creditcards.com for the month to month change comparison and CK has that feature too.
