My scores do not match what the MB got.

[Anonymous]

I want to refinance.

The MB said he pulled by scores and the middle one is 665

I found the following:

Experian 722, from Quizzle

TransUnion 794 - I paid for the score after getting my "free" credit report

Equifax 674 - again I paid for the score after my free report.

All of my scores are above what the MB siad the middle score was that he got.  Did I just just pay for nothing? What is the true story, and where do I get it?

TIA for your assistance.

[GregB]

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@Anonymous wrote:

I want to refinance.

The MB said he pulled by scores and the middle one is 665

I found the following:

Experian 722, from Quizzle

TransUnion 794 - I paid for the score after getting my "free" credit report

Equifax 674 - again I paid for the score after my free report.

All of my scores are above what the MB siad the middle score was that he got.  Did I just just pay for nothing? What is the true story, and where do I get it?

TIA for your assistance.

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All three scores you bought are completely useless.

You can get your EQ FICO here that will match the mortgage app.

You can get your TU FICO here that is one revision earlier and won't be worth much.

You  can't get your EX FICO anywhere that will match the mortgage app.

[pizzadude]

Welcome to the forums !

I'd recommend taking a look at the credit scoring 101 thread in this post:   http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Frequently-Requested-Threads/td-p/19320

[Dapper_Dan]

There are 75 scoring models out there.  Unfortunately, you paid for "FAKO" scores unless you went to this site. You actually get FICO scores from myFico.com because it's run by Fair-Issac, which is the proprietor of the FICO score.

You likely got "CreditXpert" and other types of scores from all the other sites out there.  They are legitimate scores for their respective scoring models, but there's only one FICO (unless you're shopping for a car - and even THAT score is different, but it's still a real FICO).