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MyFICO TU98 vs Lender Pull TU

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Moderator Emeritus

Re: MyFICO TU98 vs Lender Pull TU

Did some research on LC for investing.  No notes offered in my state.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 11 of 16
Moderator Emeritus

Re: MyFICO TU98 vs Lender Pull TU


Shogun wrote:

Did some research on LC for investing.  No notes offered in my state.


I'm bailing. I've been cashing out after each payment.

Message 12 of 16
Valued Member

Re: MyFICO TU98 vs Lender Pull TU

It seems obvous to me that hey are now using 04 not 98.

 

- 6/2012 - FICOs EX 550 TU 580
- Lots of work.....
- 9/20/12 - FICO EX 646 TU 692
- Dec 12 - Home purchase - Dec 14 Auto Purchase
- 6/10/13 - FICO EX 672 TU 690
- 1/22/15 FICO EQ 697 TU 732
It CAN happen to you!
Message 13 of 16
Frequent Contributor

Re: MyFICO TU98 vs Lender Pull TU

Hi, how are you able to do that? Look at your TU 04 with LC, i mean.

Message 14 of 16
Valued Member

Re: MyFICO TU98 vs Lender Pull TU

My Transunion My Fico score is 656, lender pulled score 637. Talk about heartbreak when Wells Fargo denies you pre-approval for 3 points when you thought you had it.

 

MyFico Equifax was right on.

Message 15 of 16
Frequent Contributor

Re: MyFICO TU98 vs Lender Pull TU

Smiley Surprised I taught it was 620, ugh

Message 16 of 16