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My TU & Ex have always been missing a few of my older accounts. Ex has always been missing MANY of my accounts actually, so I've never understood why TU was always my lowest. But unfortunately I have a collection on EX & TU that has been haunting me. I paid it as soon as I seen it on my reports and freaked out not knowing that , that would actually hurt my score. It's Asset & I havent heard of anyone having any good news with getting them to help out at all. Of course they show it as an open installment account & even though it is to fall off soon they put its a collection as of Jan 2009 & such. yep frustrating , Ive did everything but sue & I really don't want to hassel with that. Oh well at least EQ loves me!! Your scores are awesome too !