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MyFico Score vs. ExperianDirect

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steeler_fan
New Visitor
New Visitor
‎02-27-2014 05:55 PM
‎02-27-2014 05:55 PM

MyFico Score vs. ExperianDirect

I'm hoping someone could help me understand this...

 

I pulled my credit reports from MyFico and www.experian.experiandirect.com today. My Experian from MyFico is a 39 point difference from experian.experiandirect. Why would that be?

 

MyFico Experian 623

Experian Direct 584

 

Thanks in advance...

Starting: EX: 495; EQ: 467; TU: 479, 9/14/2013
Today: EX: 623; EQ: 545; TU:595, 2/27/2014
Goal: 700+
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user5387
Valued Contributor
‎02-27-2014 06:28 PM
‎02-27-2014 06:28 PM

Re: MyFico Score vs. ExperianDirect

Experian Direct is a FAKO score, not FICO.

 

Two different formulas applied to the same data will yield different results.

 

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