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MyFico Scores

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virgo
Established Contributor

MyFico Scores

MyFico Pros, 

 

 My Chase Hyatt and Marriott cards are reporting.  My Fico only lists balance and not credit limit.   Yet, my reports do have the credit llimits.   This of course messes with MyFico score.

 

If the CB's are reporting the limit, why isn't MyFico?  And since this is supposedly the TRUE score , how can it be the true score when its not reporting what the bureaus have?

 

Am I looking at this wrong?  Thanks in advance.  

Message 1 of 4
3 REPLIES 3
09Lexie
Moderator Emerita

Re: MyFico Scores

If these are newly reporting TLs, it is common for CMS to have limited data. It is still a true FICO and will update accordingly. 

Message 2 of 4
virgo
Established Contributor

Re: MyFico Scores

Boy you're quick. I had a feeling Id get moved. lol

 

 I get what you're saying, but everything thing else is there.  But the balance says 'Not Reported'.

 

But, it is reported.  I checked al my reports and they list the limit.  

 

Thankyou.

Message 3 of 4
myjourney
Super Contributor

Re: MyFico Scores

The CMS usually will get the additional info reported by the second month

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 4
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