Reply
Super Contributor
Posts: 8,182
Registered: ‎03-25-2007
0

Re: MyFico is a fraud!

I love these threads.  They are so much fun!

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Frequent Contributor
Posts: 308
Registered: ‎03-08-2011
0

Re: MyFico is a fraud!


MidnightVoice wrote:

I love these threads.  They are so much fun!


+1

 

They remind me of the Human Centipad South Park episode.

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: MyFico is a fraud!

I read my T&Cs now for that very reason. I don't want anyone whisking me away in the night to fulfill my end of an obligation.

New Visitor
Posts: 1
Registered: ‎01-09-2012
0

Re: MyFico is a fraud!

absolutely agree with you!  they have misleading website and information on it. 

Frequent Contributor
Posts: 252
Registered: ‎12-09-2011
0

Re: MyFico is a fraud!

[ Edited ]

rucup1 wrote:

absolutely agree with you!  they have misleading website and information on it. 


When an individual decides to sign up for the "FREE TRIAL" they are given 10 days FREE!! Furthermore, the condition for participating in the trial is what you seem to be having as a problem with. MyFICO.com clearly states that you will be charged for three months if one doesn't cancel within the 10 days grace period?!?


Starting Score: EQ: 600, EX: 580, TU: 599
Current Score: EQ: 710 on 01/22/12, TU: 763 on 02/02/12, EX: 753 on 1/28/13
Goal Score: EQ: 775, TU: 775, EX: 775


Take the FICO Fitness Challenge
New Contributor
Posts: 131
Registered: ‎10-03-2011
0

Re: MyFico is a fraud!

I signed up for the free trial back in August.  I wrote down the needed information, put it in my Iphone calendar, had it set to remind me 1 day before I had to cancel, called, cancelled, end of story.  I think somebody didn't live up to their end of the deal, and it wasn't MyFico. 


Starting Score: EQ 630 TU 632
Current Score: 660 EQ 663 TU
Goal Score: 660 to purchase new vehicle


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
0

Re: MyFico is a fraud!

Does no one read what they are signing up for any more?  Almost every free trial for any product will charge you if you don't cancel within the specified time frame.  If you miss some refund and some won't, it's on you to cancel.  I just screwed up and forgot to cancel and auto renew for ESPN magazine.  My fault, I forgot.  That doesn't mean ESPN magazine is evil or a fraud.

 

As far as the OP, who knows what his problem is.  We're a victim of a rant and run.

New Visitor
Posts: 1
Registered: ‎01-16-2013
0

Re: MyFico is a fraud!

my fico is 100% accurate. i look up my MyFico score and credit history and everything it says i owe is 100% correct..

 

New Member
Posts: 2
Registered: ‎02-14-2013
0

Re: MyFico is a fraud!

I agree on the misleading scores MyFICO show me a pretty face for me with a good score, but the lender gave me an amazing 53 points less, wow! How can that be. Who's wrong MyFICO or the Lender, I had this turnaround two times. Sorry I don't see a reason to trust FICO yet. And, yes I paid 19.99 for the TransUnion FICO which is the one that is 53 points in difference.

Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: MyFico is a fraud!

There are different versions of FICO.  The one used here is TU98, the lender probably used a different version.  They are both still FICO scores.

 

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.