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I have been wanting to ask if when using MPM, can you refresh the all-3-in-one reports too often? Can it lead to adverse actions from the the CRAs?
Not really no.
Historically refreshing too often (likely on multiple daily pullers) could lead to a split file which is a PITA to fix, but nothing beyond that and that was a stupid bug in EQ and TU's systems. May still exist now but it's pretty sloppy as EX never had that issue. I wouldn't worry about it personally.
Thanks Revelate... I have been doing my refresh once a week recently as I watched some derogs scroll off.
I update my MPM reports about 3 times a week and have not had any issues.
Don't hold me to this, however I thought I had a thread within this forum a couple of months ago where some folks mentioned that EIDT/MPM has a history of shutting down the accounts of those that they feel pull too often, however I do not know if that is factual information or not.