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@Anonymous wrote:
So I pulled my credit report from experian and then paid the 20 bucks to myfico to compare, myfico is way behind, not showing my current accounts etc. I gotta say I'm not happy about this At all.
Depends, score power product is fico 04, the rest of experian is fako. Myfico here, fico 08.
@Anonymous wrote:
But still doesn't explain why myfico not showing updated accounts on the experian report. Especially when myfico is supposed to be the best, most up to date out there. And it's missing 2 credit card accounts, and showing things that have been removed from my report.
I would guess because myFico hasn't updated yet..so many different models and they are all different. I know it doesn't make you feel better but that's all I got..sorry.
I think the reports should be current, if that is the question. How old are the new accounts? Maybe they haven't reported yet.
@Anonymous wrote:
I appreciate it. My point is myfico shouldn't have charged me the 20 bucks if they are not current.
Well, most people are paying for the score, but how do you know the reports are not current? If your new creditors have not reported yet (sometimes this doesn't happen until the second or third billing statement), then what you are seeing is what information the CRAs currently have for you... making the data current from Experian.
Oh, OK. I'm sorry. Possibly you can get some assistance by calling the customer service number in the support link. Maybe the will give you another pull.